Covest Institutional Financial Services

Grow Wealth with Precision. Finance Clean Energy with Ease.

Lock in guaranteed 21.00% to 25.00% p.a. fixed returns computed on Actual/365, or access up to ₦100,000,000 in Solar Asset Financing with flat 5% monthly rates.

₦71M+
Active Excel Schedule Principal
21% – 25%
Guaranteed Annual Yield
Actual/365
Standard Day-Count Convention
100%
Maturity Payout Integrity
Actual/365 Precision Math

Fixed Investment Calculator

Simulate your gross accrual, statutory 10% Withholding Tax (WHT) deduction, and total payout at maturity with institutional precision.

Covest Return Simulator

Standard Actual/365 Day-Count • 10% Statutory WHT Deduction

Min: ₦1,000,000
₦
₦1M (21%)₦10M (22%)₦25M (22%)₦50M+ (23%+)
Applied Annual Rate22.00% p.a.
Principal Deposited₦10,000,000.00
Tenor Duration90 Days
Gross Accrued Interest+₦542,465.75
Withholding Tax (10% WHT)FIRS-₦54,246.58
Net Accrued Interest+₦488,219.18
Total Amount at Maturity
₦10,488,219.18
Est. Maturity Date:Jan 23, 2027
Capital protected with guaranteed yield terms
Clean Energy Power Finance

Solar Asset Finance: Power Your Home & Business Sustainably.

Overcome volatile grid tariffs and escalating diesel expenses. Covest finances Tier-1 inverter and solar installations from ₦1,000,000 up to ₦100,000,000 with predictable 12-month amortisation.

5.00% Flat
Monthly Interest Rate
30% Equity
Customer Upfront Contribution
1% + 1%
Insurance & Management Fees
Asset Collateral
Solar equipment serves as security

Investment Calculator

Flat Monthly Rates • Flexible Tenor

Limit: ₦1,000,000 – ₦100,000,000
₦NGN
₦1,000,000₦33,670,000₦66,340,000₦100,000,000
Solar Asset Finance Terms:
  • • 30% Equity Contribution
  • • 1% Asset Insurance Fee
  • • 1% Management Fee
  • • Solar Asset serves as Collateral
Monthly Repayment
₦666,666.67
Principal Financed₦5,000,000.00
Monthly Interest Rate5.00%
Total Interest Payable₦3,000,000.00
Upfront Fees (1% Ins. + 1% Mgt.)₦100,000.00
30% Equity Contribution₦1,500,000.00
Total Repayment (12 Mos)₦8,000,000.00
Fast 24-48h credit decision and documentation
Structured Offerings

Covest Investment Product Suite

Engineered to balance high yields, capital security, and liquidity flexibility.

Fixed Investment Note

Our flagship fixed-income vehicle. Lock funds from 30 to 730 days with tiered yield bonuses.

Yield:21.00% – 25.00% p.a.
Min Principal:₦1,000,000
Payout:At Maturity
Explore Fixed Note

Discount Note

Take your full return upfront on day 1. Maximize immediate liquidity while capital remains protected.

Yield:20.00% p.a.
Min Principal:₦5,000,000
Payout:Upfront on Day 1
Explore Discount Note

Maximum Yield Note

Designed for high net-worth individuals and corporate treasuries placing ₦25,000,000 and above.

Yield:23.00% – 25.00% p.a.
Min Principal:₦25,000,000
Payout:Quarterly / Maturity
Explore Max Yield

Target Lock Investment

Save toward project milestones, corporate tax obligations, or asset acquisitions with disciplined locks.

Yield:18.00% p.a.
Min Principal:₦500,000
Payout:Quarterly Milestone
Explore Target Lock

Four Steps to Guaranteed Yield

Transparent onboarding guided by dedicated account officers like Valentine O.

1

Select & Simulate

Choose your note type, tenure, and capital amount to verify exact net payout.

2

KYC & Officer Assignment

Submit basic identification and meet your designated officer for transaction guidance.

3

Value Receipt & Note

Fund via bank transfer; receive a stamped Certificate of Investment Note instantly.

4

Maturity or Rollover

Liquidate principal and net interest directly to your account or roll over seamlessly.